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TX Payday Loans

At SuperPaydayLoan.COM, we've made it our own mission for assist you in finding
the money you need from reliable TX loan online providers in a single business day.

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How It Works

If you need a payday loan in Texas, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Texas loan in minutes.

Apply Online

Take a few minutes to fill out our simple loan application form. We will try to find you a lender or lending partner in Texas right away.

Get Approved

The Texas lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.

Get Cash

Once you agree to the Texas lender’s terms, your money will be deposited into your bank account as soon as the next business day.

200+ Texas Lenders In One Place! It's simple and convenient.

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Payday Loan Lending Laws of Texas

Surprisingly, even with numerous laws, Texas is still the most expensive state for cash advances. According to Pew Charitable Trusts, a $300 cash advance would cost nearly $701 in Texas. That’s the highest amount you’d pay in the country for a loan of that size.

There is no maximum loan amount in Texas. So, it’s up to you and your lender to decide on a dollar amount that works for you. Your loan term can be from seven to 31 days. The maximum finance chargedepends on how much you borrow. There is actually a detailed graphic, attached to Texas Admin Code § 83.604, that’ll help you find the maximum APR for your loan. The maximum APR ranges from 170.33-percent for $350 loan with a 30-day term, to 570.18-percent for a $200 loan with a 7-day term. If you were to take out a 14-day, $100 loan, you would at most pay an $11.87 finance charge.

If you’re unable to pay your debt, you shouldn’t be surprised if your lender threatens you with criminal charges. Lenders use “theft by check” and “bad check” laws to file criminal complaints against people who can’t pay off their cash advance loans. These complaints can lead to arrest warrants and, in some rare cases, actual jail time. (The people who were sent to jail ended up there because they didn’t pay their court fines. So, they weren’t technically imprisoned for debt, which would be a violation of the Texas State Constitution.)

Texas (TX)

Texas

Texas is the second largest state in the United States by both area and population. Houston is the most populous city in Texas and the fourth largest in the U.S., while San Antonio is the second most populous in the state and seventh largest in the U.S. Dallas–Fort Worth and Greater Houston are the fourth and fifth largest metropolitan statistical areas in the country, respectively. Other major cities include Austin, the second most populous state capital in the U.S., and El Paso. Texas is nicknamed "The Lone Star State".

Cities In Texas

AbileneAddisonAlamoAlbanyAliceAllenAltonAlvinAlvordAmarilloAmherstAndrewsAngletonAnsonAnthonyAntonAransas PassArcadiaArcher CityArlingtonAthensAtlantaAustinAzleBalch SpringsBalcones HeightsBastropBay CityBaytownBeaumontBedfordBee CaveBeevilleBellaireBellmeadBellvilleBeltonBenbrookBig LakeBig SandyBig SpringBlue RidgeBoerneBon WierBonhamBookerBorgerBowieBoydBradyBreckenridgeBrenhamBridgeportBrownfieldBrownsvilleBrownwoodBryanBudaBuffaloBullardBulverdeBurlesonBurnetByersCanadianCantonCanutilloCanyonCanyon LakeCarrizo SpringsCarrolltonCarthageCastrovilleCedar HillCedar ParkCeder ParkCelesteCenterCentervilleChandlerChannelviewChicoChildressCiboloClarendonClarksvilleCleburneClevelandCliftonCluteColdspringColemanCollege StationColleyvilleColumbusCommerceConroeConverseCoolidgeCooperCoppellCopperas CoveCorinthCorpus ChristiCorriganCorsicanaCressonCrockettCrosbyCrowellCrowleyCueroCypressDaingerfieldDalhartDallasDawsonDaytonDecaturDeer ParkDel RioDenisonDentonDenver CityDesotoDevineDickinsonDimmittDonnaDublinDumasDuncanvilleEagle LakeEagle PassEarlyEarthEastlandEdcouchEdgewoodEdinburgEdnaEl CampoEl PasoElectraElginElsaEnnisEulessEvantEvermanFabensFairfieldFarmers BranchFarwellFerrisFlintFlorenceFloresvilleFlower MoundFloydadaForest HillForneyFort StocktonFort WorthFredericksburgFreeportFriendswoodFriscoFritchFt WorthGainesvilleGalena ParkGalvestonGarlandGatesvilleGeorge WestGeorgetownGiddingsGilmerGladewaterGlen RoseGoliadGonzalesGrafordGrahamGranburyGrand PrairieGrandviewGrapevineGreenvilleGroesbeckGrovesGun Barrel CityGunterHaltom CityHarker HeightsHarlingenHawkinsHebbronvilleHelotesHemphillHendersonHerefordHewittHickory CreekHicoHidalgoHigginsHighland VillageHighlandsHillsboroHondoHorizon CityHoustonHudson OaksHuffmanHumbleHuntsvilleHurstHuttoInglesideIowa ParkIraanIrvingJacinto CityJacksboroJacksonvilleJarrellJasperJeffersonJersey VillageJonesboroJoshuaJunctionKarnes CityKatyKaufmanKeeneKellerKemahKempKenedyKennedaleKerrvilleKilgoreKilleenKingslandKingsvilleKingwoodKosseKressKrumKyleLa FeriaLa GrangeLa JoyaLa MarqueLa PorteLackland AfbLaguna HeightsLaguna ParkLake DallasLake JacksonLake WorthLamesaLampasasLancasterLaredoLeague CityLeanderLeon ValleyLeonardLevellandLewisvilleLibertyLiberty HillLindaleLindsayLipanLittlefieldLive OakLivingstonLlanoLockhartLongviewLos FresnosLubbockLufkinLumbertonLytleMabankMadisonvilleMagnoliaManchacaMansfieldMarble FallsMarlinMarshallMathisMcallenMckinneyMenardMercedesMeridianMesquiteMexiaMidlandMidlothianMillsapMineolaMineral WellsMingusMissionMissouri CityMonahansMontgomeryMount PleasantMount VernonMt PleasantMuleshoeNacogdochesNashNavasotaNederlandNew BostonNew BraunfelsNew CaneyNixonNorth Richland HillsOdessaOlneyOrangeOrange GroveOvillaOzonaPalaciosPalestinePalmerPalmhurstPalmviewPalo PintoPampaPantegoParisPasadenaPearlandPearsallPecosPenitasPerrytonPflugervillePharrPilot PointPinehurstPittsburgPlainviewPlanoPleasantonPort AransasPort ArthurPort IsabelPort LavacaPorterPortlandPottsboroPremontPrincetonProsperQuanahQuinlanQuitaqueQuitmanRallsRaymondvilleRed OakRefugioRichardsonRichland HillsRichmondRio Grande CityRiver OaksRiversideRoanokeRobstownRockdaleRockportRockwallRomaRosenbergRound RockRowlettRoyse CityRuskSachseSaginawSan AngeloSan AntonioSan BenitoSan JuanSan MarcosSan SabaSangerSantoSchertzSeabrookSeagovilleSeagravesSealySeguinSelmaSeminoleSeven PointsSeymourShallowaterShamrockShenandoahSheppard AfbShermanSilsbeeSintonSmithvilleSnyderSocorroSouth HoustonSouthlakeSpearmanSplendoraSpringSpring BranchSpurStaffordStephenvilleSterling CityStratfordStrawnSudanSugar LandSulphur SpringsSunnyvaleSweetwaterTahokaTaylorTeagueTempleTerrellTexarkanaTexas CityThe ColonyThe WoodlandsThree RiversTimpsonTolarTomballTrinityTuliaTylerUniversal CityUvaldeVan AlstyneVan HornVernonVictoriaVidorVintonWacoWake VillageWataugaWaxahachieWeatherfordWebsterWeslacoWest ColumbiaWest Lake HillsWest OrangeWhartonWheelerWhite SettlementWhitehouseWhitesboroWhitneyWichita FallsWillisWindcrestWinnieWinnsboroWolfe CityWoodsonWoodvilleWoodwayWylieYoakumZapata