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If you need a payday loan in Texas, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Texas loan in minutes.
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The Texas lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.
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Surprisingly, even with numerous laws, Texas is still the most expensive state for cash advances. According to Pew Charitable Trusts, a $300 cash advance would cost nearly $701 in Texas. That’s the highest amount you’d pay in the country for a loan of that size.
There is no maximum loan amount in Texas. So, it’s up to you and your lender to decide on a dollar amount that works for you. Your loan term can be from seven to 31 days. The maximum finance chargedepends on how much you borrow. There is actually a detailed graphic, attached to Texas Admin Code § 83.604, that’ll help you find the maximum APR for your loan. The maximum APR ranges from 170.33-percent for $350 loan with a 30-day term, to 570.18-percent for a $200 loan with a 7-day term. If you were to take out a 14-day, $100 loan, you would at most pay an $11.87 finance charge.
If you’re unable to pay your debt, you shouldn’t be surprised if your lender threatens you with criminal charges. Lenders use “theft by check” and “bad check” laws to file criminal complaints against people who can’t pay off their cash advance loans. These complaints can lead to arrest warrants and, in some rare cases, actual jail time. (The people who were sent to jail ended up there because they didn’t pay their court fines. So, they weren’t technically imprisoned for debt, which would be a violation of the Texas State Constitution.)
Texas is the second largest state in the United States by both area and population. Houston is the most populous city in Texas and the fourth largest in the U.S., while San Antonio is the second most populous in the state and seventh largest in the U.S. Dallas–Fort Worth and Greater Houston are the fourth and fifth largest metropolitan statistical areas in the country, respectively. Other major cities include Austin, the second most populous state capital in the U.S., and El Paso. Texas is nicknamed "The Lone Star State".