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IL Payday Loans

At SuperPaydayLoan.COM, we've made it our own mission for assist you in finding
the money you need from reliable IL loan online providers in a single business day.

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How It Works

If you need a payday loan in Illinois, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Illinois loan in minutes.

Apply Online

Take a few minutes to fill out our simple loan application form. We will try to find you a lender or lending partner in Illinois right away.

Get Approved

The Illinois lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.

Get Cash

Once you agree to the Illinois lender’s terms, your money will be deposited into your bank account as soon as the next business day.

200+ Illinois Lenders In One Place! It's simple and convenient.

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Payday Loan Lending Laws of Illinois

In Illinois, the maximum loan amount is 25-percent of your monthly income, up to a $1,000 maximum. So, you’d have to make $4,000 a month to be qualified for a $1,000 cash advance. Even if you bring home $4,000 a month, that doesn’t necessarily mean you’d be offered a $1,000 advance, since it’s up to the lender to decide how much they are going to offer you. The maximum finance rate and fees are $15.50 per $100. That means for a 14-day, $100 loan, a lender is allowed to charge you up to a $15.50 finance charge, which would be a 403-percent APR.

The loan term can be 13 to 45 days. You are not allowed to extend your loan. That means no rollovers. You can have up to two outstanding cash advances at one time, but if you add them together the sum can’t be more than 25-percent of your monthly income, up to $1,000 (if you are applying for an installment cash advance, then the max is 22.5-percent of your monthly income).

If you default on the loan, your lender is allowed to charge you a $25 NSF fee. Your lender is not allowed to pursue criminal action against you.

Illinois (IL)

Illinois

Illinois is a state in the Midwestern region of the United States. It is the 5th most populous state and 25th largest state in terms of land area, and is often noted as a microcosm of the entire country. With Chicago in the northeast, small industrial cities and great agricultural productivity in central and northern Illinois, and natural resources like coal, timber, and petroleum in the south, Illinois has a diverse economic base and is a major transportation hub. The Port of Chicago connects the state to other global ports from the Great Lakes, via the Saint Lawrence Seaway, to the Atlantic Ocean, as well as the Great Lakes to the Mississippi River, via the Illinois Waterway. For decades, O'Hare International Airport has been ranked as one of the world's busiest airports. Illinois has long had a reputation as a bellwether both in social and cultural terms and politics.

Cities In Illinois

AbingdonAddisonAlgonquinAlsipAltonAnnaAntiochApple RiverArlington HeightsAshtonAssumptionAuburnAuroraAvistonAvonBarringtonBartlettBataviaBeardstownBeecherBellevilleBellwoodBelvidereBementBensenvilleBentonBerwynBloomingdaleBloomingtonBlue IslandBolingbrookBourbonnaisBradleyBridgeviewBroadviewBrownstownBuffalo GroveBunker HillBurbankBureauBurr RidgeCahokiaCairoCalumet CityCalumet ParkCamp GroveCantonCarbondaleCarlinvilleCarmanCarmiCarol StreamCarpentersvilleCarthageCaryCaseyCentraliaChampaignCharlestonChathamChenoaChesterChicagoChicago HeightsChicago RidgeCiceroClarendon HillsClintonCollinsvilleColumbiaCountry Club HillsCountrysideCowdenCrest HillCrestwoodCreve CoeurCrystal LakeDanvilleDarienDavenportDavis JunctionDecaturDeerfieldDekalbDes PlainesDixonDoltonDowners GroveDu QuoinDundeeEast AltonEast DubuqueEast DundeeEast MolineEast PeoriaEast Saint LouisEdwardsvilleEffinghamElginElk Grove VillageElmhurstElmwood ParkEvanstonEvergreen ParkFairview HeightsFarinaFindlayFloraFlossmoorForest ParkForsythFox LakeFox River GroveFrankfortFranklin ParkFreeburgFreeportGalesburgGalvaGeneseoGenevaGerman ValleyGibson CityGillespieGilmanGirardGlasfordGlen CarbonGlen EllynGlencoeGlendale HeightsGlenviewGlenwoodGodfreyGranite CityGrant ParkGreat LakesGreenvilleGurneeHamiltonHampshireHanoverHanover ParkHarrisburgHarvardHarveyHarwood HeightsHazel CrestHerrickHerrinHickory HillsHighlandHighland ParkHillsboroHillsideHinckleyHinsdaleHoffman EstatesHomerHomewoodHoopestonIsland LakeItascaJacksonvilleJerseyvilleJohnston CityJolietJoyJusticeKankakeeKewaneeKinmundyLa GrangeLa SalleLake ForestLake In The HillsLake VillaLake ZurichLanarkLansingLawrencevilleLe RoyLebanonLewistownLibertyvilleLincolnLincolnwoodLisleLitchfieldLivingstonLoamiLockportLodaLomaxLombardLoves ParkLyonsMachesney ParkMacombMadisonMaltaMantenoMarineMarionMarkhamMarshallMaryvilleMascoutahMattesonMattoonMaywoodMc ClureMchenryMelrose ParkMendonMendotaMerrionette ParkMetropolisMidlothianMilfordMillbrookMillstadtMinierMokenaMolineMontgomeryMorrisMorrisonvilleMortonMorton GroveMount CarmelMount CarrollMount OliveMount ProspectMount SterlingMount VernonMoweaquaMt CarmelMt ZionMundeleinMurphysboroNapervilleNashvilleNew AthensNewarkNewmanNewtonNilesNormalNorridgeNorth AuroraNorth BarringtonNorth ChicagoNorth RiversideNorthbrookNorthlakeO FallonOak BrookOak ForestOak LawnOak ParkOakbrook TerraceOglesbyOhioOkawvilleOlneyOregonOrland ParkOswegoOttawaPalatinePalos HeightsParisPark ForestPark RidgePatokaPaxtonPecatonicaPekinPeoriaPeotonePeruPinckneyvillePittsfieldPlainfieldPlanoPleasant HillPoloPontiacPrincetonPrincevilleProphetstownQuincyRamseyRantoulRichmondRichton ParkRiver ForestRiver GroveRiverdaleRiversideRobinsonRochelleRochesterRock FallsRock IslandRockfordRolling MeadowsRomeovilleRoselleRosemontRound LakeRound Lake BeachSaint CharlesSaint JosephSaint LiborySalemSandwichSauk VillageSavannaSavoySchaumburgSchiller ParkScott Air Force BaseSesserShelbyvilleShermanShipmanSilvisSkokieSmithtonSouth ElginSouth HollandSpartaSpringfieldSt CharlesSterlingStillman ValleyStone ParkStreamwoodStreatorStronghurstSugar GroveSummit ArgoSwanseaSycamoreTaylorvilleTeutopolisTexicoThompsonvilleThomsonTinley ParkTolonoToulonUrbanaVandaliaVernon HillsVilla ParkVoloWadsworthWalnut HillWarrensburgWarrenvilleWaterlooWatermanWatsekaWaucondaWaukeganWest ChicagoWest FrankfortWest PeoriaWest SalemWestchesterWestern SpringsWestmontWheatonWheelingWilliamsvilleWillowbrookWilmetteWindsorWinnetkaWonder LakeWood DaleWood RiverWoodlawnWoodridgeWoodstockWyomingYorkvilleZeigler