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CO Payday Loans

At SuperPaydayLoan.COM, we've made it our own mission for assist you in finding
the money you need from reliable CO loan online providers in a single business day.

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How It Works

If you need a payday loan in Colorado, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Colorado loan in minutes.

Apply Online

Take a few minutes to fill out our simple loan application form. We will try to find you a lender or lending partner in Colorado right away.

Get Approved

The Colorado lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.

Get Cash

Once you agree to the Colorado lender’s terms, your money will be deposited into your bank account as soon as the next business day.

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Payday Loan Lending Laws of Colorado

When you take out a cash advance in Colorado, you are signing a long-term agreement. That’s different from other states where cash advance loans are supposed to be paid off when you get your next paycheck, but often get extended. In Colorado, the minimum loan term is six months. During that time, your financed loan is never allowed to exceed $500. The idea is that you’ll end up paying less over the course of six months than you would with an APR-heavy, 14-day loan that was extended for six months. An important thing to remember about Colorado cash advances, though, is that you don’t have to take the entire six months to pay them off. That minimum loan term is for your protection. If you can pay the loan off sooner, then you should.

Because the minimum loan term is six months, phrases like “finance charge for a 14-day $100 loan” are not applicable. That’s a good thing if you end up taking six months to pay off the loan. With a traditional cash advance, you would be hit with substantial rollover fees during that same period of time. In Colorado, you don’t pay extension or rollover fees for six whole months. What you will pay is 20-percent in fees for up to a $300 loan. The fees go up if you need more than that amount. If you’re borrowing $301-$500, you’ll pay the 20-percent, plus an extra 7.5-percent on however much over the $300 mark you borrowed. There are a few other fees you should be aware of, too. The lender can charge you another 45-percent interest rate per annum. After you’ve had the loan for 30 days, the lender can charge you a monthly maintenance fee of up to $7.50 for every $100 loaned, up to $30 a month.

Colorado (CO)

Colorado

The state was named for the Colorado River, which Spanish travelers named the Río Colorado for the ruddy (Spanish: colorado) silt the river carried from the mountains.

Colorado is bordered by Wyoming to the north, Nebraska to the northeast, Kansas to the east, Oklahoma to the southeast, New Mexico to the south, Utah to the west, and Arizona to the southwest at the Four Corners. Colorado is noted for its vivid landscape of mountains, forests, high plains, mesas, canyons, plateaus, rivers, and desert lands. Denver is the capital and the most populous city of Colorado.

Cities In Colorado