At SuperPaydayLoan.COM, we've made it our own mission for assist you in finding
the money you need from reliable AL loan online providers in a single business day.
If you need a payday loan in Alabama, then SuperPaydayLoan.COM can help you get one quickly, efficiently and confidentially. Once approved, your loan will be in your account typically within one business day, so there's no waiting for funds once the loan has been processed. The application procedure is quick and easy, and you can get approved for Alabama loan in minutes.
Take a few minutes to fill out our simple loan application form. We will try to find you a lender or lending partner in Alabama right away.
The Alabama lender or lending partner makes you a loan offer, presents you with terms, and asks for your online approval.
Once you agree to the Alabama lender’s terms, your money will be deposited into your bank account as soon as the next business day.
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In Alabama, the maximum loan amount is $500. The loan term limit is 31 days, but you’re allowed one rollover, which means you can extend your loan for up to another 31 days. Alabama enforces a minimum loan term as well – you must have the loan for at least 10 days. Your loan’s finance charges are not to be greater than 17.5-percent. So, the finance charge for a 14-day, $100 loan should be no more than $17.50, and the APR should be no more than 456.25-percent.
If you are unable to pay off your loan, your lender is allowed to charge you one $30 NSF fee, may file suit against you, and seek reasonable attorney’s fees, court costs, and other collection fees . They are not, however, allowed to pursue criminal action, unless you closed your checking account.
Alabama is the thirtieth-largest state in the United States with 52,419 square miles (135,760 km2) of total area: 3.2% of the area is water, making Alabama 23rd in the amount of surface water, also giving it the second-largest inland waterway system in the United States. About three-fifths of the land area is a gentle plain with a general descent towards the Mississippi River and the Gulf of Mexico. The North Alabama region is mostly mountainous, with the Tennessee River cutting a large valley and creating numerous creeks, streams, rivers, mountains, and lakes.