Instant Payday Loan

Instant Payday Loans are online loan services that ensure a speedy review of your application. Most of the work is done as soon as you have filled in the online application. After that, most lenders will contact you either by e-mail or phone, or both, to complete the loan process.

If you are eligible for an Instant Payday Loan, expect your cash to be deposited in your checking account just as fast. You should be able to withdraw your loan the following business day. Some Instant Payday Loan services will wire your loan to your bank for an additional fee. Your bank may also require a receiving wire fee, so the total cost on a same day wire may be fairly high.

Instant Payday loan amounts

An Instant Payday Loan can range between $100 and $1,500. Some lenders will consider larger loans. Exactly how much you can expect is difficult to say, as it depends on your income and other requirements of the loan service.

How soon can I expect to get the money in my checking account?

2 - 24 hours – most Instant Payday Loans can be expected in your account by the same day.

Do Instant Payday lenders run credit checks?

No, very few Instant Payday lenders run credit checks.

What is the time frame for paying off an Instant Payday Loan?

Usually 14 days. An Instant Payday Loan is like any other Payday Loan – an advance on your upcoming paycheck. Normally the loan and the fee are to be paid in full after the agreed upon time limit of 14, 21 or 28 days. Most lenders will agree to accept a payment of just the fee and will extend the loan into a new period. Many lenders do this automatically. In such cases, the customer has to take steps to pay back the original loan. As long as the loan is not paid in full, the lender will withdraw a new fee from your account.

Can anyone use Instant Payday Loans?

Yes, anyone who is eligible for a Payday Loan may become a customer. Due to the low processing time, people in need of money immediately usually opt for this type of loan. The loan may be more expensive than other Payday Loan options, but the guarantee of a swift deposit may be more important at the moment. Emergencies do arise unexpectedly; and if you don’t have any savings, this type of loan can help you out in a time of need.

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Instant Payday Loan Restrictions

Instant Payday lenders usually do not have any restrictions on how to use your loan. It is up to the customer to use the loan as he or she sees fit.

Multiple Instant Payday Loans

It is up to the lender to decide if more than one loan is possible. Some do not permit more than one loan at a time, while others will amend a loan to a larger amount and higher financial fee.

The operator of this website is not a bank or lender of any kind. All information you provide us is used in securing you a payday loan from one of the many banks/lenders we represent. The personal, financial and employment information that we collect is stored electronically during the duration of the application. All financial and employment data is immediately removed from our system upon acceptance of your application from the bank/lender that approves your application. Acceptance of your application does not mean approval. We will work diligently to secure you a payday loan. There is no charge to you for this service. You will occasionally receive offers from us or a designee that relates to financial services such as credit card offers, payday loan offers, etc. You have the right to stop these offers by unsubscribing here (Unsubscribe). We want your experience to be positive. It is in that spirit that we offer this information so that you are aware that we are not a bank /lender and your data is secure, because your data is electronically transferred to the lender who has accepted your application for a payday loan. Use of this site constitutes agreement with these policies. Please be advised that the owner of the site may revise these policies or others, so it's always important to read all information thoroughly. The owners of this site and our lenders comply with all state and federal regulations to short-term loans. This offer may not be available in all states.

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